Home Merchant Cash Advance Merchant Loans FAQ Contact

Why Use a Merchant Cash Advance?

Don’t let the banks decide your business’s future. Take control of your future with a merchant cash advance. Even if you’ve been turned down by the bank, you can still qualify for a merchant loan.

Here is a list of things you can do with your merchant cash advance

Expand your business or add additional locations
There comes a time when the only thing keeping you from expanding your business is the availability of cash. Your business is doing well, sales are good but you just can’t seem to get the working capital you need to make it happen.

Many business owners choose a merchant cash advance over traditional business loans for many reasons. Or they may decide to use a merchant cash advance along with their bank business loan for an extra financial boost. Either way, the flexibility and simplicity of a merchant cash advance gives many small business owners the power to take their business to the next level.

If you’re considering expanding your business, it makes sense to consider your options and see how a merchant cash advance might be the right choice for you.

Enhance your product line, add seasonal merchandise.
Many retail and specialty store owners need to rotate their inventory regularly to keep it fresh or to meet customer demand. Many of our customers have taken advantage of their merchant cash advances to cash in on volume discounts and stock-up and diversify their inventory.

Update or replace outdated equipment
Many of our customers have used a merchant cash advance to purchase restaurant equipment such as commercial appliances, point-of-sale register systems and transaction counters. Other owners have purchased spa equipment, displays and many other items necessary to improve their perceived value and improve each customer experience.

New equipment purchases are often difficult for the average independent small business owner. Many of these business owners are happily surprised to learn that with a merchant cash advance, processing credit card sales works like a hidden asset. Equipment purchases are not difficult when the necessary business capital is accessible and a merchant cash advance improves the accessibility of small business working capital.

Our merchant cash advance can make new equipment purchases feel painless. The application is quick. The funding process is simple and fast, putting working capital in-hand in as few as 72 hours.

Advertise and promote your business with new marketing programs
Advertising and marketing programs are common uses for a merchant cash advance. Working capital allows a small business owner to place ads in local papers and publications, hire consultants, print promotional materials, creative costs and more. Every marketing project needs a budget, and using a merchant cash advance can be a smart way for a business owner to manage cash flows while getting more from every effort.

Buy out a partner
Many small businesses start out as partnerships. In time, if one or more of the original partners want out, a merchant cash advance might be used effectively to buy out their interests. When applicable, this funding can make the buy-out procedure more painless and efficient for all parties involved.

Perform renovations
Our merchant cash advance allows small businesses to completely renovate or just “freshen-up” their image. You can add some new tables or a bar to your restaurant, or put some new color on the walls of your shop. There are probably a million things you might do to renovate and improve your business, and a merchant cash advance can help you stop dreaming and start doing.

How does a merchant cash advance work?

	First, submit our easy two page application along with 4 months of your merchant statements.
	We will make an approval decision in less than 24 hours. If approved, your funds will be available in as little as 7 days.
	You will continue processing credit cards as usual and the repay is automatically deducted as a small percentage from your future credit card sales until it is paid back.
	Renew every 4 months and grow your business! Over 85% of our customers renew their merchant loans.