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Getting the Most from Your Merchant Cash Advance

If you’ve received a merchant cash advance or maybe considering getting one, there is one thing that you have probably figured out pretty quickly; the money isn’t exactly cheap.

Chances are; you received a merchant cash advance because you were turned down for a loan or perhaps you could not wait the length of time it usually takes for the bank to process your loan. Either way, you need to make the most of your investment.

It might seem pretty obvious to say that you should not use your merchant cash advance to pay for a vacation or to purchase a new car, but you would be surprised at how many cash advance recipients actually do this. Needless to say; spending your merchant loan frivolously or not business related is not very practical.

Some of the less obvious ways in which businesses squander their cash advance are not staying on track and keeping records of your expenditures or perhaps not spending it at all. You’re paying a premium for that money... spend it... make that money work for you.

Some of the best uses for a merchant cash advance include;

Expanding your marketing to reach new customers: Marketing can be very expensive, but it such a necessary evil.

Fixing or replacing old equipment: Nothing slows a business down like old, faulty equipment. Upgrading your equipment can save you time and money and make you more competitive in the long run.

Purchasing inventory, especially at volume discount: You would be surprised how much you can save when you purchase in bulk. The money you save alone could pay for the merchant cash advance.

Remodeling your business: Remodeling your business could be that greatly needed “breath of fresh air” to attract new customers. Timing has never been better. Prices for materials and labor haven’t been this low in a very long time.

Getting out of a financial hole: If you find that your business is getting further and further behind; getting the immediate funding that a merchant cash advance provides can literally save your business.

If you are just now thinking about getting a merchant cash advance and you just happen to be reading this article, consider this;

  • Merchant loans do not require collateral
  • Merchant loans do not require a high credit score
  • You are funded in days rather than weeks
  • The payback terms are flexible and adjust to your daily sales

What could your business do with 10K, 20K, 50K or half a million dollars? It could make all the difference in the world in the competitiveness of your business or simply bail out a sinking one. Either way; if used properly a merchant cash advance can take you there.

How does a merchant cash advance work?

credit card advance application

First, submit our easy two page application along with 4 months of your merchant statements.

cash advance

We will make an approval decision in less than 24 hours. If approved, your funds will be available in as little as 7 days.

Merchant Loan

You will continue processing credit cards as usual and the repay is automatically deducted as a small percentage from your future credit card sales until it is paid back.

Bad Credit Business Loan

Renew every 4 months and grow your business! Over 85% of our customers renew their merchant loans.


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